Your interests, our success
With David Coquart, you can count on a team of experts to support you in your projects. We’re available to listen to our customers. What’s more, you’ll benefit from trilingual support. At David Coquart, we speak 3 languages (French, German, English)!
If you live in Switzerland or Germany, you can buy a property in France and live there. Contact our agency for more information, and we’ll be delighted to help you.
Your mortgage broker
At a time when saving money is paramount, it’s inevitable that you need help with a life project such as buying a property. There are several aspects to a mortgage. It’s important to avoid any surprises for customers making a multi-year commitment. The terms “monthly repayments”, “guarantees”, “mortgage”, “insurance”, “interest”, “deferred repayments” and “early repayment indemnities” (IRA) are all used in loan offers, and every customer needs to be able to understand them.
As well as explaining these terms and what to expect, the broker will help you save on interest, insurance and the relevance of the financing plan. We’ll work with you to put together a plan that’s right for you.
Your guide to buying back your mortgage
With the market changing so rapidly, it’s a good idea to talk to your broker regularly about buying back your current loans. That way, if the market is falling, you can make substantial savings. Your remaining debt is paid off at the original bank and taken out at the new, cheaper bank.
This allows customers to choose between two options: reducing the monthly repayments or keeping the same monthly repayment but reducing the term of the loan.
Your expert in property loan insurance
Loan insurance covers borrowers for the duration of the loan. The Loi Lemoine allows borrowers to change their loan insurance from the first day following the loan offer. Borrowers are no longer obliged to terminate their contract on the anniversary date.
On average, we achieve savings of 30% (or even 60%) on the total cost of insurance. Our aim is to optimise all credit-related costs, including loan insurance, with cover that meets your needs.
We represent our customers’ dossiers with our insurance partners. We negotiate the best quotes with the best cover for you.
A team of credit consolidation specialists
Credit consolidation is the practice of transforming several mortgages and consumer loans into a single loan. This means you only have to pay one monthly instalment for all your loans. Thanks to this method, it is also possible to determine a new term. This will also reduce your debt and increase your purchasing power.
Contact us to discuss your situation and check whether you are eligible for credit consolidation.
